Personalized Wholesale Mortgage Guidance

Empowering your homeownership journey with expert mortgage guidance personalized to you. I combine wholesale lending access, local insight, and clear education so you can compare options confidently, understand every step, and move toward closing with less stress and more control.

First-Time Homebuyer Mortgage

Understand your budget, compare programs, and start your first purchase confidently today.

VA Home Loans For Veterans

Make the most of your VA benefits with clear guidance and strong pricing.

Investor And DSCR Loans

Access flexible investor financing, DSCR programs, and options many banks decline.

Learn My Story

Loans by Eric Vila is a mortgage lending practice that serves borrowers and partners with personalized, wholesale-focused options. I bring 9 years of lending experience and over 25 years of real estate ownership, and I build long-term relationships grounded in clarity, loyalty, and trust. Discover how this approach supports your goals.

Mission And Vision

My mission is to make home financing clear, fair, and accessible, and my vision is long-term relationships where families, veterans, and investors build lasting stability and wealth through real estate.

Experienced Guidance

Gain clear, steady mortgage guidance backed by 9 years' lending experience.

Wholesale Advantage

Access wholesale pricing, flexible approvals, and faster closings than many banks.

On-Time Closings

Rely on consistent, on-time closings supported by proactive, seven-day communication.

Your Journey to Homeownership in 4 Simple Steps

We have stripped away the typical bank bureaucracy to create a streamlined, stress-free path to your new home. Here is exactly how we work together:

Reviews by Experience.com

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Google Reviews

1 Reviews

Eric was great!!!! He took the time too explain everything throughout the process and always returned my calls....truly professional!

Jun 17, 2026
Will Buck